Download and print Comprehensive Information Pack
Ten Year Projection
Details which will give you a good insight into the benefits of purchasing physical gold including projections based on the "last ten year historic average percentage increase". We have also included a projection based on taking out annual withdrawals to supplement your income or pension and a further projection based on a 20 year pension fund. These projections are based on a £100K investment and all other financial amounts are "Pro Rata".
SPECIAL NOTE: Investing in "Physical Gold" has totally changed our lives and dramatically changed the lives of many of our friends, colleagues and contacts and we believe that everyone should know this information and have a real chance to change your lives for the better and take control of your own finances.
Before you invest in "Physical Gold" you really need to know all about the perilous state of our current "Fiat Money" financial system. Fiat money is money that derives its value from government regulation or law, without which it is worthless. It is not backed by gold, silver or anything else for that matter, it is simply money created out of thin air.
Study the benefits of having "Physical Gold" yourselves. Take it up as a serious hobby. Become an expert and youíll then be able to advise your own family members. All we ask is that you donít leave it too long as there are a lot of unethical things happening in the financial world right now which will potentially seriously devalue or wipe out your savings - the Euro crisis, the US now up to their credit limit, quantitative easing. All of which will either cause hyper inflation (rapidly devaluing your savings) or a financial crash where your savings could potentially be wiped out as governments do not have the money to fulfill their guarantee on your bank savings should the inevitable happen.
All the best experts are saying that the price of Gold is set to rise even more dramatically in the next few years particularly as "The Basel Committee on Banking Supervision" have reclassified Gold as a Tier One Asset (100% weighting) from 1st January 2013. It was previously a Tier Three Asset (50% weighting). This is a discreet way of getting Banks back to a "Gold Standard".
We are trying to point you in the right direction to eliminate yourself from being under the control of a totally corrupt and completely unregulated financial industry who now effectively control our western governments and media.
1. THE CURRENT MONETARY SYSTEM
"Fiat" money is money that derives its value from government regulation or law. It is not backed by gold, silver or anything else for that matter. Without government regulation or law it is worthless. It is simply money created out of thin air. The UK has been operating a "Fiat Currency" since the abolition of the Gold Standard in 1931.
Fractional Reserve Banking
Our "Fiat Currency" banks operate a system called "Fractional Reserve Banking" which is essentially a "legalised" fraudulent system whereby they lend out much more money than they actually have. In this "Debt Based" monetary system they create money out of thin air and make real money on it by charging "interest" when it is loaned out.
SPECIAL NOTE: Every single "Fiat" currency created throughout our known history has subsequently failed and the money has become worthless.
Lending out this money is called "Gearing" but it simply represents the amount they have loaned (created out of thin air and charged interest on) against their supposed assets. Prior to the financial crash in 2007/8 it was as high as 61 to 1 for Barclays and averaged around 40 to 1. Since 2007 all banks have reduced their gearing and Barclays is now 28 to 1 with the average being around 20 to 1. Simply put, for each £1 deposited by a saver £20 is created out of thin air.
This in effect has created the current financial crisis as there is now far less money about, and of course people still have to pay interest on the original debts, which uses up a great deal of the money left in circulation.
The financial elite have now introduced "Quantitative Easing", creating more money out of thin air, which we understand that only the UK and the US are allowed to do. So the Bank of England injected £75bn of "newly created money out of thin air" into the economy in March 2009 through a process known as "quantitative easing" and expanded the programme to £200bn later that year. In October 2011, the Bank announced a further £75bn of quantitative easing, and it extended the programme again in February 2012 by £50bn. In July 2012, the Bank recently said it would inject another £50bn into the economy, taking the total size of the quantitative easing programme to a massive £375bn. The bulk of this money has remained on banks balance sheets with very little getting through to the economy.
Debasement of the Currency
Although Rome didnít have paper money, it provided one of the first examples of true debasement of a currency. The denarius, Romeís coinage, was essentially pure silver at the beginning of the first century AD. By AD 54, Emperor Nero had entered the scene, and the denarius was approximately 94% silver. By around AD 100, the denariusí silver content was down to 85%. Emperors who succeeded Nero liked the idea of devaluing their currency in order to pay the bills and increase their own wealth. By AD 218, the denarius was down to 43% silver, and in AD 244, Emperor Philip had the silver content dropped to 0.05%. Around the time of Romeís collapse, the denarius contained only 0.02% silver and virtually nobody accepted it as a medium of exchange or a store of value as it was perceived to be worthless. This was the end of the Roman empire.
The current creation of more and more money out of thin air is seriously debasing the value of our currency. The £ sterling has reduced in value by between 20% and 30% against almost every other world currency during this period of "Quantitative Easing", apart from the US who have also instigated a massive quantitative easing programme.
The net result is that the Pound in your pocket is now worth less and is in serious danger of becoming completely worthless.
Many experts predict a complete financial collapse, which we agree with. Itís only a matter of time. No normal person would get into a financial mess and then borrow more and more and expect to sort it out, yet that is exactly what the banks and Governments are doing. It is simply the road to disaster.
If and when the big banks go bankrupt there will be no money left to bail them out again. The Government Guarantee on peopleís savings would be worthless as the Government do not have the money to pay out in the event of a major financial collapse unless they created hyper inflation.
A classic example of what happens when a bank goes bust is as follows:- MF Global, a large US Investment Bank recently went bankrupt in October 2011. The Trustee has found that they had illegally dipped into their clients money & gold to the tune of $1.2 Billion. Customers have only received 60% back so far and insiders say that the rest is now tied in with the bankruptcy and could take years to resolve, and that the customers will be lucky to receive 75% of their money back. Full details in Daily Mail article link:-
Headline - Where's $1.2 BILLION gone? MF Global bankruptcy trustee says missing customer cash is TWICE what firm reported to regulators
Broker filed for bankruptcy protection on October 31 2011. Trustee says up to $1.2bn missing from client accounts. He plans to release $520m from frozen accounts soon.
2. WHY BUY PHYSICAL GOLD
"Do not leave assets with banks due to their lack of integrity" Max Keiser RT TV Sep. 12
In the current times of economic uncertainty and financial instability buying gold makes more sense than anything else. Confidence in the banking system and world wide economy is at an all time low due to the banks complete lack of integrity, and is in serious danger of an "Epic Collapse In Confidence" in the near future.
Physical Gold has always been the ultimate insurance for turbulent times and consequently should be seriously considered as an alternative to leaving money in the bank, which no longer attracts any real interest.
Where is my money really safe anymore? Gold has been used as a store of wealth since historical records began and is the "secret" investment of choice for the financial elite, and as such is exempt from VAT. British Gold Sovereigns are also outside the scope of Capital Gains Tax in the UK, although most people are not made aware of this.
Inheritance Tax - as gold dealers are only required by law to keep records for seven years, gold bullion is therefore a good quiet way, with some forward planning, to keep wealth in the family for generations to come.
Gold is easy to liquidate anywhere in the world. Should you need funds quickly for any reason, Gold is easy to sell without the need to approach a bank for a loan. You can resell to your original supplier or any other gold dealer with complete confidence that you will be able to walk away with "cash" in your hand.
3. REASONS TO INVEST IN PHYSICAL GOLD SOVEREIGNS
n Gold has been the ultimate safe haven for thousands of years.
n No other investment has the wealth preserving power of gold.
n Physical Gold is the most secure way to invest in gold.
n Physical Gold Is NOT subject to VAT.
n UK Gold Sovereigns are NOT subject to Capital Gains Tax.
n The current U.S. and U.K. Quantitative Easing Programmes (creating more and more money out of thin air) will continue to push gold prices up as they debase the value of the currency.
n The current Euro Crisis will continue to push gold prices up.
n Gold is a tangible and liquid asset, gold is the only truly international currency.
n It maintains its value through political and social upheavals, wars & natural disasters.
n Unlike paper currency, stocks and bonds, gold will never lose its intrinsic value.
n Gold always keeps pace with price rises & is classed as an inflation-proof investment.
n Gold will always be in demand, and demand is increasing as more and more people realise that paper money and electronic money are a mere token and are not backed by gold or anything else.
n Coins are more affordable than ingots or bullion bars, you can invest regularly in smaller amounts, and can more easily realise just a small portion of your holding for cash should you need to.
Remember - if you donít hold it - you donít own it - Physical Gold offers you that layer of protection and security which "Paper Gold", and Gold "Exchange Traded Funds" do not. Our disreputable banks have now got in on this act too by offering to store any gold that you buy from them FREE - all you get is a potentially worthless piece of paper. With physical gold, any banking crisis would not affect you directly as you arenít relying on any third party individual or company to look after your wealth for you. With physical gold, you hold it, you have the responsibility, you are in control of your own wealth which is the ultimate way of preserving your assets and protecting yourself and your loved ones from financial ruin if the worst case scenario did happen.
SPECIAL NOTE: Gold Exchange Traded Funds (ETF) - The following details are taken from the "small print" in GLD's terms and conditions. GLD is the world's largest ETF - You don't actually own the gold. You own a piece of paper. If you cash it in they can only pay you out in paper money or electronic money. They don't insure its gold holding. Customer gold is not segregated from the custodians assets. If the custodian becomes insolvent its assets may not be adequate to satisfy a claim.
4. WHY YOU SHOULD BUY BRITISH GOLD SOVEREIGNS
What is important, from an investment point of view, is the fact that gold bullion and older gold coins are not subject to VAT anywhere in Europe, due to the EU Gold Directive (EC) No.1998/80EC on 17th October 1998.
Even more important is the fact that, unlike other forms of gold investment, British Gold Sovereigns are also not subject to Capital Gains Tax (CGT). Thus all post 1837 British Gold Sovereigns - because they are legal tender and have a legal tender face value - are capital gains tax free, which is obviously a massive benefit to investors when compared to other gold investments.
The prices of these beautiful coins are only slightly higher than modern gold bullion, but they offer many other advantages, besides not having to pay CGT, including increasing scarcity, aesthetic value and historical significance. Gold coins are recognised by sophisticated investors as one of the most advantageous ways to invest in "bulk" Gold.
European, American and World Gold Coins are bought by both collectors and investors at a small premium to the price of bullion coins. Perhaps the most popular semi numismatic gold coins internationally are British Gold Sovereigns.
The British Gold Sovereign (originally the one pound coin) is the most widely traded semi numismatic gold coin in the world. There is constant and excellent liquidity in most countries in the world for these coins. Ideal for the investor looking for slight leverage to the gold price with the potential for the premium (numismatic value) to rise.
Whatever way you look at it British Gold Sovereigns are a good way to invest in gold. There are of course other options for investing in Gold as shown below.
5. TOP FIVE GOLD INVESTMENTS
Gold sovereign coins are the most recognisable British coin in the world and are the best selling product favoured by investors of all sizes. Sovereigns offer the ultimate flexibility due to their small unit size and are Capital Gains Tax Free. Sovereigns are easy to store, trade and sell.
Manufacturer: The Royal Mint
Tax Status: VAT Free and Capital Gains Tax Free.
Carat:22ct gold coin. Contains 916.7 grams of pure 24ct gold.
Who Buys Gold Sovereigns? Investors of all budgets from first time investors looking to spend less than £1k up to larger investors spending £100k plus and everyone in-between. British investors anticipating strong returns. Investors paying or who anticipate paying Capital Gains Tax on other investments.
n 1 oz Gold Britannia Coin
The gold Britannia is the bestselling product favoured by investors looking to benefit from its Capital Gains Tax Free status. Gold Britannias offer larger investors the perfect balance between flexibility and cost, tending to be the cheapest way to buy British tax free coins. Gold Britannia coins are easy to store, trade and sell due to their relatively small unit size.
Unit Size: 1 oz
Manufacturer: The Royal Mint
Tax Status: VAT Free and Capital Gains Tax Free.
Carat: 22ct gold coin. Contains 1 troy ounce of pure 24ct gold.
Who Buys 1 oz Gold Britannia Coins? Investors spending £10k or more. Large investors looking to spend £50k - £100k plus.Investors who pay or expect to pay Capital Gains Tax on other investments. British investors anticipating strong returns. Large investors holding larger unit bars seeking added flexibility.
n 100g Gold Bar
100g gold bars are the most commonly invested size bars favoured by investors of all types. 100g bars represent better value for money than coins whilst still maintaining an element of flexibility and are often purchased in addition to smaller unit coins and bars. All bars are essentially the same with prices varying on your preferred brand.
Nationality: Belgium, German and Swiss
Manufacturers: Umicore, Heraeus and Metalor
Tax Status: VAT Free.
Carat:24ct pure gold.
Who Buys 100g Gold Bars? Investors not concerned with CGT. Investors seeking greater value for money whilst having relative flexibility. Larger investors spending between £10k - £50k plus. Investors who like to mix unit sizes.
n1 oz Krugerrand
The gold Krugerrand is the world's most recognisable coin and is the bestselling International gold bullion product favoured by investors of all sizes. The Krugerrand offers a very good balance between value and flexibility often being the cheapest way to buy a 1 oz gold coin. Easy to store, trade and sell.
Nationality: South African
Unit Size:1 oz
Manufacturer: The South African Rand Refinery
Tax Status: VAT Free
Carat:22ct gold coin. Contains 1 troy ounce of pure 24ct gold.
Who Buys 1 oz Krugerrands? Investors not concerned with CGT. Investors seeking very good value for money and flexibility. Investors spending between £1k to £20k plus. Investors buying Krugerrands in addition to CGT free British gold.
n1 oz Gold Bar
1 oz gold bars prove particularly popular with smaller investors seeking low margin 1 oz flexible units who are not concerned with Capital Gains Tax. 1 oz bars are very easy to store and sell. All bars are essentially the same product with prices varying on your preferred brand.
Nationality:Belgium, German and Swiss
Unit Size:1 oz
Manufacturers:Umicore, Heraeus and Metalor
Tax Status:VAT Free
Carat:24ct pure gold
Who Buys 1 oz Gold Bars? Investors not concerned with CGT. Investors seeking excellent value for money and flexibility. Smaller investors often spending £1k to £10k. Investors who like a mix of smaller and larger units often holding coins and bars.
6. Do You Pay Capital Gains Tax on Gold Bullion?
Capital Gains Tax or CGT is a tax
on the gain or profit you make when you sell anything, give away or
otherwise dispose of something. It applies to assets that you own, such
as bullion, shares or property. There's a tax-free allowance and some
additional reliefs that may reduce your Capital Gains Tax bill. Most
bullion investors will never have to pay this tax due to the size and
value of their investment, however it is important that investors know
where they stand.
As gold dealers are only required by law to keep records for seven years, along with all other companies, gold bullion is therefore a good discreet way, with some forward planning, to keep wealth in the family for generations to come.
8. WHY GO THROUGH PHYSICAL GOLD DIRECT?
n We offer UK bullion investors the opportunity to buy gold bars & coins at low margins by minimising the chosen "Gold Dealers" mark up, to achieve a better price for you.
n We negotiate the best price from the best dealer according to your requirements and can usually hold that price for a maximum of 7 days while you make your final decision.
n All payments go direct from you to the selected Gold Dealer, who is established in the industry with a guaranteed reputation.
n We already know which Gold dealers are reputable.
n We will make the process of buying "Physical Gold" easier by eliminating many of the stressful factors.
n We insist on secure and insured delivery by courier to your door. For larger amounts you can of course pick up the Gold direct from the dealer yourself, should you prefer.
9. ABOUT US
Investing in Gold has changed and enhanced our lives dramatically and we genuinely want to make it easier for many more people to safeguard and grow their savings particularly in these times of financial instability.
Our senior partner, Mr Dave Starbuck, who works mainly in an advisory capacity, has been dealing in gold for many years and is considered an expert in the field of "Physical Gold" having built up many excellent contacts over more than twenty years. He is also an expert Numismatist, specialising in historic coins from all over the world, their rarity by date, their quality and value. He was formerly an exceptional investigative journalist, now semi retired, and divides his time between his home in the Midlands and his apartment on the Costa del Sol in Spain, and frequently travels further afield to India, South America, and extensively all over Europe.
Our junior partner, Mr James Stewart, a former accountant by profession and a trained business negotiator, was listed in the prestigious "Whoís Who Of British Business Excellence 2003" and has been investing in Gold for approximately ten years. He has a home in Blackpool, Lancashire and an apartment on the Costa Blanca in Spain, where he currently spends most of his time with his partner Jennifer.
You will be dealing mainly with James and Jennifer.
10. CONTACT US
You will find us friendly, informative and with your best interests at heart, and definitely no hard sell as we realise this may be one of the most significant and meaningful financial decisions of your life which we will leave you to make in your own good time.
If you have any questions, queries or require a quote please feel free to contact us on 01253 675756 - linked to both the UK and Spain at UK call rate.
Alternatively, you can E-mail us on: email@example.com